Why do you need critical illness insurance?

OHIP, your health benefits are not enough

You will probably be surprised to know that up to two thirds of the costs to cancer patients are not directly related to their treatment. Instead these expenses are related to nursing care, medical care, day to day living expenses, travel to receive treatment, home health care, child care and other expenses not covered by Ontario health insurance. 

Additionally, medical issues and illnesses are still the third leading cause of bankruptcy in Canada, behind job loss and divorce, despite the public health care system. 

The situation is much worse if the cancer patient needs to pay the drug treatment from their own pocket: According to a 2009 report released by the Canadian Cancer Society, The average cost of a single course of cancer drugs is $65,000, which is nearly as high as the average Canadian’s annual income.  

This is where critical illness insurance is a good solution. With this affordable and relatively cheap insurance, you will have the security of knowing that 30 days following a diagnosis of a critical illness including cancer, heart attack, stroke, coronary bypass, or aortic surgery, you will receive a one-time, lump sum benefit – paid directly to you. With critical illness insurance in place you will have fewer financial worries and be able to focus on what’s really important – making a full and speedy recovery.

For more information, please contact us.

A simple solution that will provide Canadians with peace of mind....

There is a growing need for families and households to protect themselves should the occurrence arise where a family member is stricken with a critical illness. The ripple effect of a critical illness to a family member, especially if they are the family’s primary income earner is often devastating and the financial burdens compound the health problems considerably.

There is a simple solution which will provide any Canadian family with the peace of mind to know that they are covered should this scenario ever arise. TheManulife’s Lifecheque® Basic Critical Illness Insurance policy is Canada’s best kept insurance secret. In less than 10 minutes, by answering a few simple questions you can be approved for up to $75,000 in coverage. No medical check-up is required and it’s a guaranteed issue. It’s simple, accessible and affordable!

Call us today at 1.888.223.1011 to speak with one of our professional and trusted advisors. 

Critical-Illness-Insurance.ca is an online health insurance brokerage based in Ontario, Canada as part of a larger network of independent professional advisors across the country.

We have trusted relationships with all the leading Canadian insurance providers, offering a full spectrum of personal protection products to serve our clients that are tailored to suit their budget, lifestyle and needs at every stage of life.