Canada's best kept insurance secret to preparing for your future...revealed!

Cancer, heart attacks and strokes are the three most common critical illnesses in Canada, occurring across all ages.  The unfortunate truth is that you or someone that you know will most likely become a victim of one of these life-threatening illness or conditions¹. Thankfully, due to medical advances the odds of surviving a critical illness are better than ever. 

Canada's best kept insurance secret to preparing for your future...revealed!

Surviving a critical illness can be financially challenging and emotionally draining. The great news is Canada has a simple, affordable and accessible product called Lifecheque® Basic critical illness insurance which could help you have fewer financial worries and enable you to focus on what really matters - making a full and speedy recovery.

What are the benefits of this product?

·         You will receive a one time lump sum benefit, paid directly to you, 30 days following a diagnosis of cancer, heart attack or stroke, or coronary bypass or aortic surgery.

·         You could spend the money anyway you wish! For example, you could spend the money on health care services, special drugs and supplements, home care expenses that are not covered by your provincial health care insurance or group, alleviate debt, modify your home or vehicle, travel, etc...

·         There are three levels of coverage that you may choose from - $25,000, $50,000, and $75,000.

·         At no extra cost, you and your eligible family members will quickly and easily get access to support and services and  answers to pressing questions.  One simple call to a toll-free number and you will be connected to Health Service Navigator where you can receive information, medical coordination services and resources on how to navigate the Canadian health care system. Also, if you want a second opinion from a world-class hospital, Health Service Navigator will help you get it.

·         If you are between 18 and 55 years of age, you can add the Return of Premium Option to your policy and Manulife Financial will provide a full refund of all premiums paid – up to 100% of your benefit amount – when you reach your 75^th birthday and if no claim has been made.  This means that you could receive up to $25,000, $50,000, or $75,000 depending on the coverage you select.

Am I a eligible?
- Resident of Canada
-Termination age: 75 years
-Coverage amounts: $25,000 issue ages 18-65, $50,000 issue ages 18-60, and $75,000 issue ages 18-
55.

How do I apply?
-Applying for coverage is easy
-Approval for coverage for cancer, stroke, heart attack, coronary bypass surgery and aortic surgery 
is subject to signed/confirmed declaration of good health and providing Manulife Financial with
payment information.

-No medical questionnaire is required and no family history
-For more information, please contact your advisor or call 1-888-223-1011 and one of our friendly and
helpful advisors will be happy to assist you.

Important Notice
This is not a contract. Actual terms and conditions are detailed in the policy issued 
by Manulife Financial upon final application approval. It contains important details concerning exclusions,
conditions and limitations. Please review it carefully upon receipt.

¹ Source: Canadian Cancer Society, 2007